
State Public Adjusting Company
Established 1996
What is a Public Adjuster?
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What Is a Public Adjuster?
A Public Adjuster (PA) is a licensed insurance professional who is hired by policyholders to advise, represent, and assist them in preparing, filing, and negotiating first-party property damage claims with their insurance company. -
Unlike adjusters who work for the insurance company, a Public Adjuster works solely for you—the policyholder—to ensure you receive the maximum settlement you’re entitled to under your policy.
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Compensation
Public Adjusters typically work on a contingency fee basis, meaning their fee is a percentage of the final claim payment. The percentage can vary depending on the type of loss, claim complexity, and scope of services provided.
When to Consider Hiring Us:
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The claim is large or complex
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You feel the insurance company’s offer is too low
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Your claim has been delayed, denied, or underpaid
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Your time is valuable, and this process requires specialized expertise. Rather than spending time learning the details, you're choosing to rely on professional support.