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ABOUT SPAC (State Public Adjusting Company)

  • We are licensed Public Adjusters based in Berks County, Pennsylvania, proudly serving policyholders since 1996.
    Fully insured and bonded as required by the Pennsylvania and New Jersey Insurance Commissions, we bring decades of hands-on experience to every claim.

  • Our team has handled over 10,000 property damage claims since 1990. With backgrounds working inside insurance companies, we now use that knowledge to represent you, the policyholder—ensuring you get the settlement you deserve.

  • We thoroughly understand insurance policy language and coverage interpretation, and we work closely with specialized attorneys when litigation becomes necessary.

  • Our adjusters have been recognized as qualified experts in both state and federal courts on matters of:

  • Policy interpretation

  • Property damage estimating

  • Claims handling procedures

  • We offer free inspections and consultations of your insurance policy and any property damage.

WHEN CAN YOU HIRE A PUBLIC ADJUSTER?

  • Call us anytime — before, during, or after a claim.
     

  • Your policy includes a section titled “Duties in the Event of a Loss” (or similar), which outlines important timelines for reporting a claim. It also specifies time limits for filing a lawsuit, typically one or two years depending on your specific policy.

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